Instant Credit

The following are the basic requirments for a loan application to be processed:

Basic application requirments

  • Must be 21-65 yrs. old
  • Gainfully employed / self-employed for at least one(1) year
  • Gross Fixed Annual Income of Php 100,000 for Metro Manila
  • Gross Fixed Annual Income of Php 80,000 for Provincial Areas
  • With Landline in either business or residence

Documents required

Employed(Metro Manila & Provincial areas)

  • Original copy of latest COE w/ compensation & tenure or latest 1 month Payslip
  • Latest ITR (BIR Form 2316) signed by Employer's Representative
  • Valid ID with photo & signature (i.e. Passport; Driver's License; Govenrment -issued ID's; Company ID)
  • Proof of residence Billing (i.e. water; electric; cable; credit card statement)

OFW (Metro Manila & Provincial Areas)

  • Copy of lates Job Contract
  • Latest POEA Certificate (with flight schedule)
  • Photocopy of passport
  • Proof of residence billing
  • Proof of Checking Account (Bank Statement)

Self-Employed (Metro Manila & Provincial Areas)

  • Copy of Business Registration with DTI or SEC
  • Copy of the Latest ITR (BIR Form W4)
  • Valid ID with photo & signature
  • Proof of residence billing



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